ICBA MISSION & MEMBERS
The Independent Community Bankers of America (formerly the Independent Bankers Association of America) is the primary voice for community banks in the United States. ICBA is an advocate for some 5,000 community banks with 17,000 locations nationwide, representing the industry before Congress, regulators and the media.

MISSION STATEMENT
The ICBA is dedicated exclusively to enhancing the franchise value of the nation's community banks for the benefit of consumers, small businesses and family farms nationwide. The ICBA is a strong and dynamic trade association working to provide its members a competitive edge by effectively aggregating political, economic and marketing power.

The ICBA achieves its goals through a three-track system. In Track I (Legislation and Regulation), the ICBA maintains political vigilance before Congress, the administration and the regulatory agencies. The association promotes its principles through lobbying, litigation, working with like-minded groups and communicating with the media. The effectiveness of these efforts rests on effective grass-roots support.

In Track II (Competitive Tools and Resources), the ICBA improves the profitability of community banks and other community financial institutions by providing improved access to high-quality products and services. These products and services, developed and offered by the association and the ICBA Services Network's subsidiaries, are designed to meet the unique needs of community banks and other community financial institutions.

In Track III (Education and Communication), ICBA offers a two-pronged approach to help community banks and other community financial institutions stay on top of technological advances, marketing, legislative issues and regulatory requirements. Through its educational services, the association addresses timely topics through its annual convention, seminars, workshops, publications, videos and electronic delivery systems. The association also provides time-sensitive industry information to community banks through its Web site, a comprehensive information center, and weekly newsletters, monthly magazine and specialized publications.

ICBA Members
Are locally owned and operated banking institutions 
Are 5,000 strong with 17,000 locations nationwide 
Employ more than 230,000 people 
Hold more than $511 billion in insured deposits, $624 billion in assets and more than $391 billion in loans for consumers, small businesses and farms 
Direct resources towards serving local needs 
Provide individualized customer service with lower fees than nationwide mega-banks