Bank Financial Services Group

1873 South Bellaire Street
Suite 1700
Denver, CO 80222

Rich Bratten has been working with Colorado bankers since 1999, developing and implementing executive benefit plans as well as executing and administrating BOLI portfolios. Mr. Bratten is a Partner of Bank Financial Services Group (BFS), which designs, implements and administers non-qualified executive and director benefit plans nationwide. BFS also assists banks in the design and execution of BOLI portfolios, integrating BOLI as a means to offset and recover employee benefit expenses. As an Actuary and investment specialist holding a CFA Charter, Mr. Bratten works with banks to review and analyze existing BOLI portfolio performance and create due diligence/compliance reporting and risk management processes.

Rich Bratten