IBC Education Foundation

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One Bank, Two Bank
Red Bank, Blue Bank

Thursday - Saturday
September 20 - 22, 2012
Vail Cascade Resort and Spa

HEAR OUR ROAR!

Community bankers from across the state, as well as, myriad associate members and vendors from throughout the U.S. roared during our annual convention held in September at the beautiful Vail Cascade Resort and Spa! More than 95 bankers were in attendance representing more than 40 banks. It was a fabulous gathering and everyone had a wonderful time. We appreciate the support of our exhibitors and sponsors.

Tom Chesney, IBC President and President of AMG National Trust Bank and DJ Tedesco, IBC Education Foundation Chair and President of Caste Rock Bank; and the entire convention committee: Dave Wade, Jim Pieters, High Plains Bank; Tammie Lowrie, BKD CPAs and Advisors; Allan Tormohlen, Canon National Bank; Angie Weed, The Eastern Colorado Bank; Jay Rickstrew, Alpine Bank; Ed Merritt, Jr., The Dolores State Bank; Tony Thompson, Alpine Bank; and Joan Lawson, Farmers State Bank of Calhan; did an outstanding job in planning and coordinating this year’s convention.

<>The EagleVail Golf Club proved to be a challenging course for the more than 50 tournament contenders. Even the rain couldn’t keep them away! A number of events were sponsored at the tournament. Two teams mastered the course with enough skill (and luck) to win the tournament. Our Kings of the golf course are:

<>First Place

DJ Tedesco Castle Rock Bank

Tom Miller Castle Rock Bank

Tom Cladis Gill Capital Partners

Mike Bass First National Bank of Hugo

<>Second Place

Sam Jarvis First National Bank of Cortez

Steve Keetch First National Bank of Cortez

Steve Johnson Rothgerber Johnson & Lyons LLP

Congratulations to our hole contest winners: JD Aragon, The Independent Bank; Alan Wooldridge, AccuSystem; Ann Meier, FHLBank Topeka; Mike Bass, First National Bank of Hugo; and Steve Johnson, Rothgerber Johnson & Lyons LLP.

<>A Welcome to Jungle reception started our convention Thursday evening. More than 35 exhibitors filled the hallway and exhibit hall. Everyone enjoyed great food, lively conversation, and so much more.

<>Tom Chesney, IBC President and President of AMG National Trust Bank called the IBC annual meeting to order on Friday morning. President-Elect Jay Rickstrew, President of Alpine Bank Rifle, under our by-laws succeeds Tom as the IBC President for the 2011-2012 term. Congratulations Jay! Tom is now Chairman of the IBC. The board and membership unanimously approved Steve Short, President of First National Bank of Durango, to the position of President Elect for the 2011-2012 term. Congratulations Steve! In addition, our membership unanimously elected our new slate of Board Members for the 2011-2012 term: Dave Brewick, President, Evergreen National Bank, Evergreen; Harry Devereaux, President, Home State Bank, Loveland; Quentin Leighty, Senior Vice President, First National Bank Las Animas, Monument; and Ashley Burt, President, Gunnison Bank & Trust, Gunnison were successfully re-elected to serve an additional three year term as Directors in District A, B, C and D respectfully. According to amendments to IBC’s By-laws approved by IBC’s Active Members this past summer, IBC added to each of its four districts an additional director. The IBC Board of Directors appointed Brandon Berkley, Senior Vice President of Berkley Bank, Greenwood Village; John Sneed, President, Fort Morgan State Bank, Fort Morgan; Megan Harmon, The Eastern Colorado Bank, Colorado Springs to fill the new district vacancies in districts A, B and C respectively. We also wish DJ Tedesco, President, Castle Rock Bank, continued success and prosperity as his term of IBC Chairman came to an end.

<>Thank you to Jeff Gerhart, ICBA Chairman-Elect and Chairman of Bank of Newman Grove, Newman Grove, Nebraska for his pointed and timely federal legislative update from ICBA. Tom Chesney presented Jeff with the covenanted silver spur.

<> Jay Rickstrew, IBC President, took center stage to present his agenda for the upcoming year.

<>Singer, songwriter, musician, and author, Patrick Henry, presented our keynote address. For ten years, Patrick lived in Nashville, Tennessee, writing songs and radio jingles for a music row publishing company. Patrick brought home a great message as well entertained attendees.

Acting Bank Commissioner Fred Joseph held the audience captive as he presented a regulatory updated from the state level.

<>Lunch was non-stop. Barbara Walker, Executive Director of the IBC presented the 2011 legislator awards. Speaker Frank McNulty and Senator Mark Scheffel were recognized as Champions of Main Street Colorado; Representative Bob Gardner, Representative Mark Barker, Representative BJ Nikkel, Representative Mark Waller, Representative Brian DelGrosso, Representative Claire Levy, and Representative Crisanta Duran were recognized as Spirit of Independence awardees.

<>Friday afternoon was filled with four standing room only breakout sessions. Scott Hall and Jim Loving, ICBA Mortgage Solutions, presented The Community Bank’s Choice for Mortgage Solutions; Jeff Simpler, HEIT, presented Competitive Community Banking: Powered by Technology; Jeff Van Gulick, HUB International Insurance Services, presented Directory and Officer Insurance; and Greg Benson, Ascella Compliance, presented a timely Compliance Update.

Our Friday evening was King of the Jungle as our events were splendid! Attendees had a grand time visiting with vendors during our reception. Dinner was delicious and the Dueling Pianos had EVERYONE singing and laughing all night long.

Our jungle beat didn’t skip a beat on Saturday with our district meetings. Bankers were informed of IBC’s 2012 agenda and key legislative issues while being able to voice their opinions and gave feedback on issues and concerns. Immediately following the district meeting, a panel of distinguished bank consultants took stage. Our panel was comprised of: Larry Martin, Bank Strategies, Christian Otteson, Bieging Shapiro & Barber LLP; Joe Press, Fortner Bayens Levkulich & Garrison; and Fred Joseph, State of Colorado. Larry Martin lead the spirited panel. Thank you for keeping the panelists on schedule Larry!

<>Saturday concluded in grand fashion. Attendees feasted on hors’d ‘oeuvres while perusing the auction items. Our silent/live auction took center stage just before dinner. A special thank you to Norm Arends, Colorado East Bank & Trust for being our auctioneer. We couldn’t have done it without you! We raised more than $6,000 for the IBC Education Foundation. Thank you to everyone who donated and purchased items.

<><>Prior to dinner Tom Chensey, presented the IBC Education Foundation’s Western States School of Banking Scholarship to Clay Sniff, Colorado East Bank & Trust. Clay is the recipient of the annual $500 scholarship to the Western States School of Banking based on his outstanding academic performance. Congratulations!

<>The remainder of the evening was filled with fun casino games.

<>
<>We’ve already begun planning next year’s convention. Mark your calendar for one bank two bank red bank blue bank, Thursday – Saturday, September 20 – 22, 2012. We look forward to seeing you next year at the Vail Cascade Resort and Spa.

Exhibitors

1^st Reverse Mortgage USA
21^st Century Financial Services
A.D. Design, LLC
AccuSystems
Avitus Group
Bank Financial Services Group
Bankers’ Bank of the West
Cbeyond
Colorado Housing and Finance Authority
Colorado Lending Source
Dell SecureWorks
Eide Bailly CPAs & Business Advisors
Federal Reserve Bank of Kansas City
Financial Forensic Services, LLC
Gill Capital Partners
Graduate School of Banking at Colorado
Grayco, a Division of AccuSource
Harland Clarke
HUB International Insurance Services, Inc.
ICBA Securities
ICBA Services Network
iHELP Private Student Loan Program
Integrated Bank Technology
Jack Henry Banking
Kansas Bankers Surety Company
MotelMan Management & Receivers
Pentegra Retirement Services
Promontory Interfinancial Network
ProNet Solutions
PULSE
Three Way Business Loan Consultants, Inc.
Travelers
UMB, n.a.
Vantiv

Thank you to our sponsors

King - $5,000
ICBA Services Network
PULSE
Vantiv

Lioness - $3,750 to $4,999
Grayco, a Division of AccuSource
UMB, n.a.

Cub - $2,500 to $3,749
Bankers’ Bank of the West
FHLBank Topeka
HUB International Insurance Services, Inc.
iHELP Private Student Loan Program
Rothgerber Johnson & Lyons LLP
Travelers

Pride - $1,000 to $2,499
Bieging Shapiro & Barber LLP
BKD CPAs and Advisors
Colorado Lending Source
Dell SecureWorks
Fortner Bayens Levkulich & Garrison, P.C.
Harland Clarke
Integrated Bank Technology
Jones & Keller, P.C.
Kennedy & Coe, LLC
Pentegra Retirement Services
ProNet Solutions

Den - $500 to $999
Colorado Housing and Finance Authority

Serengeti - $200 to 499
INTRUST Bank, N.A.
Oasis Outsourcing

ALL ABOARD! USS IBCEF 37 SET SAIL.

Community bankers from across the state, as well as, myriad associate members and vendors from throughout the

U.S.

boarded the USS IBCEF 37 for our annual convention held in September at the beautiful Vail Cascade Resort and Spa! More than 90 bankers were in attendance representing 40 banks. It was a fabulous gathering and everyone had a wonderful time. We appreciate the support of our exhibitors and sponsors.

DJ Tedesco, IBC President and President of Castle Rock Bank and Brett Legg, IBC Education Foundation Chair and President of The Eastern Colorado Bank; and the entire convention committee: Dave Wade, Jim Pieters, High Plains Bank; Tammie Lowrie, BKD; Allan Tormohlen, Canon National Bank; Angie Weed, The Eastern Colorado Bank; Jay Rickstrew, Alpine Bank; Mari Lynn Glidden, M4G Investments; Ed Merritt, Jr., The Dolores State Bank; Tony Thompson, Alpine Bank; and Joan Lawson, Farmers State Bank of Calhan; did an outstanding job in planning and coordinating this year’s convention.

The Vail Golf Club proved to be a challenging course for the more than 60 tournament contenders. A number of events were sponsored at the tournament. Two teams mastered the course with enough skill (and luck) to win the tournament. Our Champions are:

First Place

Sam Jarvis First National Bank of Cortez

Steve Keetch First National Bank of Cortez

Paul Harrison Bankers’ Bank of the West

Ann Meier FHLBank Topeka

Second Place

Boyd Hodges Pine River Valley Bank

Paul Mendoza Kennedy & Coe

Brian Soeldner Front Range Bank

Michael Hobbs St. Charles Capital

A welcome reception and ship christening started our cruise Thursday evening. Exhibitors filled the hallway and exhibit hall from deck to deck. Everyone enjoyed great food, lively conversation, and so much more.

DJ Tedesco, IBC President and President of Castle Rock Bank called the IBC annual meeting to order on Friday morning. President Elect Tom Chesney, President of AMG National Trust Bank, under our by-laws succeeds DJ as the IBC President for the 2010-2011 term. Congratulations Tom! DJ is now Chairman of the IBC. The board and membership unanimously approved Jay Rickstrew, President of Alpine Bank Rifle, to the position of President Elect for the 2010-2011 term. Congratulations Jay! In addition, our membership unanimously elected our new slate of Board Members for the 2010-2011 term: Emily Robinson, President, FirstBank of Arvada, Arvada; Jim Pieters, President, High Plains Bank, Flagler; Allan Tormohlen, Canon National Bank, Canon City; and Steve Short, First National Bank of Durango, Durango were successfully re-elected to serve an additional three year term as Directors in District A, B, C and D respectfully. We also wish Brett Legg, President, The Eastern Colorado Bank, continued success and prosperity as his term of IBC Chairman came to an end.

Thank you to Cynthia Blankenship, ICBA Past Chairman and President and CEO of Bank of the West, Grapevine, Texas for her pointed and timely federal legislative update from ICBA. DJ Tedesco presented Cynthia with the covenanted silver spur. Now Cynthia has a pair!

Tom Chesney, IBC President, took center stage to present his agenda for the upcoming year.

Dr. Thomas Hoenig, President and CEO, Federal Reserve Bank of Kansas City, presented our keynote address.

A Pain the A$$ets lively and witty political satire had the audience in stitches. Their performance was a welcomed distraction from the banking world although be it for just an hour.

Lunch was non-stop. Barbara Walker, Executive Director of the IBC presented the 2010 legislator awards. Representative Joe Rice and Representative Frank McNulty were recognized as Legislators of the Year; Representative Laura Bradford, Representative Edward Casso, Representative Larry Liston, Representative Karen Middleton, Representative Kevin Priola, Senator Dan Gibbs, Senator Mary Hodge and Senator Al White were recognized as Spirit of Independence awardees; Senator Lois Tochtrop, Representative Christine Scanlan and Senator Mark Scheffel as Champions of Main Street Colorado and lastly Representative Mike May and Speaker Terrance Carroll were recognized with the Legislative Excellence award.

Friday afternoon was filled with four standing room only breakout sessions. Larry Martin, Bank Strategies and Lauren O’Connell, O’Connell Consulting Group, presented Bank Director Liability; Jeff Multz, SecureWorks, presented Managing Security and Compliance in the Advent of New and Emerging Technologies; Meredith Allen, Jr., ICBA Securities, presented Interest Rate Risk Management in the Current Environment; and Chuck Marshall, Kennedy & Coe, presented a timely Compliance Update.

Our Friday evening was all hands on deck as our events were splendid. Attendees had a grand time visiting with vendors during our reception. Dinner was delightful and The Fab-4, a Beatles tribute band. Everyone sang and danced the night away. It was truly FAB!!!

Our ship kept cruising on Saturday with our district meetings. Bankers were informed of IBC’s 2011 agenda and key legislative issues while being able to voice their opinions and gave feedback on issues and concerns. Immediately following the district meeting, a panel of distinguished bank consultants took stage. Our panel was comprised of: Larry Martin, Bank Strategies, I. Tom Bieging, Bieging Shapiro & Burrus LLP; Joe Press, Fortner Bayens Levkulich & Garrison; and Wes Brown, St. Charles Capital. Larry Martin also facilitated the panel. Thank you for keeping the panelists on schedule Larry!

Saturday concluded in posh fashion as we set sail for port. Attendees feasted on hors’d ‘oeuvres while perusing the auction items. Our live auction took center stage just before dinner. A special thank you to Norm Arends, Colorado East Bank & Trust for being our auctioneer. We couldn’t have done it without you! We raised more than $4,000 for the IBC Education Foundation. Thank you to everyone who donated and purchased items.

Mark Fidel, Executive Director, Western States School of Banking, was on hand to present the IBC Education Foundation’s scholarship to Renee Graham, High Plains Bank. Renee received a $500 scholarship to the Western States School of Banking based on her outstanding academic performance. Congratulations!

DJ Tedesco, IBC Chairman, recognized Arielle Baker, sponsored by Alpine Bank, Saturday evening for her outstanding academic achievements. Arielle is one of our high school scholarship recipients. Congratulations!

Exhibitors
1^st Reverse Mortgage USA
21^st Century Financial Services
A.D. Design, LLC
AccuSystems
BancVue
Bank Financial Services Group
Bankers Foundation of Colorado
Bankers’ Bank of the West
BKD, LLP
Colorado Housing and Finance Authority
Colorado Lending Source
D.A. Davidson & Co.
eVerge
Federal Reserve Bank of Kansas City
Fifth Third Processing Solutions
Financial Forensic Services, LLC
Gill Capital Partners
Graduate School of Banking at Colorado
Grayco, a Division of AccuSource
Harland Clarke
HUB International
ICBA
ICBA Securities
Integrated Bank Technology
Jack Henry Banking
Jon Jorgenson Insurance
Kansas Bankers Surety Company
Pentegra Retirement Services
Promontory Interfinancial Network
PULSE
SecureWorks
Strunk & Associates
The Travelers Companies, Inc.
TriNet

Thank you to our sponsors

Mega - $5,000

Fifth Third Processing Solutions

Grayco, a Division of AccuSource

ICBA Services Network

Luxury - $3,750 to $4,999

FHLBank Topeka

Adventure - $2,500 to $3,749

BancVue

Bankers’ Bank of the West

BKD, LLP

HUB International Insurance Services

PULSE

Rothgerber Johnson & Lyons LLP

The Travelers Companies, Inc.

Mainstream - $1,000 to $2,499

Bieging Shapiro & Burrus LLP

Harland Clarke

Integrated Bank Technology

Kennedy & Coe, LLC

Pentegra Retirement Services

SecureWorks

TransFirst

Pilot - $500 to $999

Colorado Housing and Finance Authority

INTRUST Bank, N.A.

Jon Jorgenson Insurance

Jones & Keller













Annual Convention >> Exhibit & Sponsorship Information >> Click for Convention Brochure >>Click for Registration Form >>Click for Golf Tournament Registration Form >>Click for Hotel Reservation Form >>Click for Auction information One Bank, Two Bank Red Bank, Blue Bank Thursday - Saturday September 20 - 22, 2012 Vail Cascade Resort and Spa HEAR OUR ROAR! Community bankers from across the state, as well as, myriad associate members and vendors from throughout the U.S. roared during our annual convention held in September at the beautiful Vail Cascade Resort and Spa! More than 95 bankers were in attendance representing more than 40 banks. It was a fabulous gathering and everyone had a wonderful time. We appreciate the support of our exhibitors and sponsors. Tom Chesney, IBC President and President of AMG National Trust Bank and DJ Tedesco, IBC Education Foundation Chair and President of Caste Rock Bank; and the entire convention committee: Dave Wade, Jim Pieters, High Plains Bank; Tammie Lowrie, BKD CPAs and Advisors; Allan Tormohlen, Canon National Bank; Angie Weed, The Eastern Colorado Bank; Jay Rickstrew, Alpine Bank; Ed Merritt, Jr., The Dolores State Bank; Tony Thompson, Alpine Bank; and Joan Lawson, Farmers State Bank of Calhan; did an outstanding job in planning and coordinating this year’s convention. <>The EagleVail Golf Club proved to be a challenging course for the more than 50 tournament contenders. Even the rain couldn’t keep them away! A number of events were sponsored at the tournament. Two teams mastered the course with enough skill (and luck) to win the tournament. Our Kings of the golf course are: <> <>First Place DJ Tedesco Castle Rock Bank Tom Miller Castle Rock Bank Tom Cladis Gill Capital Partners Mike Bass First National Bank of Hugo <> <>Second Place Sam Jarvis First National Bank of Cortez Steve Keetch First National Bank of Cortez Steve Johnson Rothgerber Johnson & Lyons LLP Congratulations to our hole contest winners: JD Aragon, The Independent Bank; Alan Wooldridge, AccuSystem; Ann Meier, FHLBank Topeka; Mike Bass, First National Bank of Hugo; and Steve Johnson, Rothgerber Johnson & Lyons LLP. <>A Welcome to Jungle reception started our convention Thursday evening. More than 35 exhibitors filled the hallway and exhibit hall. Everyone enjoyed great food, lively conversation, and so much more. <> <>Tom Chesney, IBC President and President of AMG National Trust Bank called the IBC annual meeting to order on Friday morning. President-Elect Jay Rickstrew, President of Alpine Bank Rifle, under our by-laws succeeds Tom as the IBC President for the 2011-2012 term. Congratulations Jay! Tom is now Chairman of the IBC. The board and membership unanimously approved Steve Short, President of First National Bank of Durango, to the position of President Elect for the 2011-2012 term. Congratulations Steve! In addition, our membership unanimously elected our new slate of Board Members for the 2011-2012 term: Dave Brewick, President, Evergreen National Bank, Evergreen; Harry Devereaux, President, Home State Bank, Loveland; Quentin Leighty, Senior Vice President, First National Bank Las Animas, Monument; and Ashley Burt, President, Gunnison Bank & Trust, Gunnison were successfully re-elected to serve an additional three year term as Directors in District A, B, C and D respectfully. According to amendments to IBC’s By-laws approved by IBC’s Active Members this past summer, IBC added to each of its four districts an additional director. The IBC Board of Directors appointed Brandon Berkley, Senior Vice President of Berkley Bank, Greenwood Village; John Sneed, President, Fort Morgan State Bank, Fort Morgan; Megan Harmon, The Eastern Colorado Bank, Colorado Springs to fill the new district vacancies in districts A, B and C respectively. We also wish DJ Tedesco, President, Castle Rock Bank, continued success and prosperity as his term of IBC Chairman came to an end. <>Thank you to Jeff Gerhart, ICBA Chairman-Elect and Chairman of Bank of Newman Grove, Newman Grove, Nebraska for his pointed and timely federal legislative update from ICBA. Tom Chesney presented Jeff with the covenanted silver spur. <> Jay Rickstrew, IBC President, took center stage to present his agenda for the upcoming year. <>Singer, songwriter, musician, and author, Patrick Henry, presented our keynote address. For ten years, Patrick lived in Nashville, Tennessee, writing songs and radio jingles for a music row publishing company. Patrick brought home a great message as well entertained attendees. Acting Bank Commissioner Fred Joseph held the audience captive as he presented a regulatory updated from the state level. <>Lunch was non-stop. Barbara Walker, Executive Director of the IBC presented the 2011 legislator awards. Speaker Frank McNulty and Senator Mark Scheffel were recognized as Champions of Main Street Colorado; Representative Bob Gardner, Representative Mark Barker, Representative BJ Nikkel, Representative Mark Waller, Representative Brian DelGrosso, Representative Claire Levy, and Representative Crisanta Duran were recognized as Spirit of Independence awardees. <>Friday afternoon was filled with four standing room only breakout sessions. Scott Hall and Jim Loving, ICBA Mortgage Solutions, presented The Community Bank’s Choice for Mortgage Solutions; Jeff Simpler, HEIT, presented Competitive Community Banking: Powered by Technology; Jeff Van Gulick, HUB International Insurance Services, presented Directory and Officer Insurance; and Greg Benson, Ascella Compliance, presented a timely Compliance Update. Our Friday evening was King of the Jungle as our events were splendid! Attendees had a grand time visiting with vendors during our reception. Dinner was delicious and the Dueling Pianos had EVERYONE singing and laughing all night long. Our jungle beat didn’t skip a beat on Saturday with our district meetings. Bankers were informed of IBC’s 2012 agenda and key legislative issues while being able to voice their opinions and gave feedback on issues and concerns. Immediately following the district meeting, a panel of distinguished bank consultants took stage. Our panel was comprised of: Larry Martin, Bank Strategies, Christian Otteson, Bieging Shapiro & Barber LLP; Joe Press, Fortner Bayens Levkulich & Garrison; and Fred Joseph, State of Colorado. Larry Martin lead the spirited panel. Thank you for keeping the panelists on schedule Larry! <>Saturday concluded in grand fashion. Attendees feasted on hors’d ‘oeuvres while perusing the auction items. Our silent/live auction took center stage just before dinner. A special thank you to Norm Arends, Colorado East Bank & Trust for being our auctioneer. We couldn’t have done it without you! We raised more than $6,000 for the IBC Education Foundation. Thank you to everyone who donated and purchased items. <><>Prior to dinner Tom Chensey, presented the IBC Education Foundation’s Western States School of Banking Scholarship to Clay Sniff, Colorado East Bank & Trust. Clay is the recipient of the annual $500 scholarship to the Western States School of Banking based on his outstanding academic performance. Congratulations! <> <>The remainder of the evening was filled with fun casino games. <> <>We’ve already begun planning next year’s convention. Mark your calendar for one bank two bank red bank blue bank, Thursday – Saturday, September 20 – 22, 2012. We look forward to seeing you next year at the Vail Cascade Resort and Spa. Exhibitors 1^st Reverse Mortgage USA 21^st Century Financial Services A.D. Design, LLC AccuSystems Avitus Group Bank Financial Services Group Bankers’ Bank of the West Cbeyond Colorado Housing and Finance Authority Colorado Lending Source Dell SecureWorks Eide Bailly CPAs & Business Advisors Federal Reserve Bank of Kansas City Financial Forensic Services, LLC Gill Capital Partners Graduate School of Banking at Colorado Grayco, a Division of AccuSource Harland Clarke HUB International Insurance Services, Inc. ICBA Securities ICBA Services Network iHELP Private Student Loan Program Integrated Bank Technology Jack Henry Banking Kansas Bankers Surety Company MotelMan Management & Receivers Pentegra Retirement Services Promontory Interfinancial Network ProNet Solutions PULSE Three Way Business Loan Consultants, Inc. Travelers UMB, n.a. Vantiv Thank you to our sponsors King - $5,000 ICBA Services Network PULSE Vantiv Lioness - $3,750 to $4,999 Grayco, a Division of AccuSource UMB, n.a. Cub - $2,500 to $3,749 Bankers’ Bank of the West FHLBank Topeka HUB International Insurance Services, Inc. iHELP Private Student Loan Program Rothgerber Johnson & Lyons LLP Travelers Pride - $1,000 to $2,499 Bieging Shapiro & Barber LLP BKD CPAs and Advisors Colorado Lending Source Dell SecureWorks Fortner Bayens Levkulich & Garrison, P.C. Harland Clarke Integrated Bank Technology Jones & Keller, P.C. Kennedy & Coe, LLC Pentegra Retirement Services ProNet Solutions Den - $500 to $999 Colorado Housing and Finance Authority Serengeti - $200 to 499 INTRUST Bank, N.A. Oasis Outsourcing ALL ABOARD! USS IBCEF 37 SET SAIL. Community bankers from across the state, as well as, myriad associate members and vendors from throughout the U.S. boarded the USS IBCEF 37 for our annual convention held in September at the beautiful Vail Cascade Resort and Spa! More than 90 bankers were in attendance representing 40 banks. It was a fabulous gathering and everyone had a wonderful time. We appreciate the support of our exhibitors and sponsors. DJ Tedesco, IBC President and President of Castle Rock Bank and Brett Legg, IBC Education Foundation Chair and President of The Eastern Colorado Bank; and the entire convention committee: Dave Wade, Jim Pieters, High Plains Bank; Tammie Lowrie, BKD; Allan Tormohlen, Canon National Bank; Angie Weed, The Eastern Colorado Bank; Jay Rickstrew, Alpine Bank; Mari Lynn Glidden, M4G Investments; Ed Merritt, Jr., The Dolores State Bank; Tony Thompson, Alpine Bank; and Joan Lawson, Farmers State Bank of Calhan; did an outstanding job in planning and coordinating this year’s convention. The Vail Golf Club proved to be a challenging course for the more than 60 tournament contenders. A number of events were sponsored at the tournament. Two teams mastered the course with enough skill (and luck) to win the tournament. Our Champions are: First Place Sam Jarvis First National Bank of Cortez Steve Keetch First National Bank of Cortez Paul Harrison Bankers’ Bank of the West Ann Meier FHLBank Topeka Second Place Boyd Hodges Pine River Valley Bank Paul Mendoza Kennedy & Coe Brian Soeldner Front Range Bank Michael Hobbs St. Charles Capital A welcome reception and ship christening started our cruise Thursday evening. Exhibitors filled the hallway and exhibit hall from deck to deck. Everyone enjoyed great food, lively conversation, and so much more. DJ Tedesco, IBC President and President of Castle Rock Bank called the IBC annual meeting to order on Friday morning. President Elect Tom Chesney, President of AMG National Trust Bank, under our by-laws succeeds DJ as the IBC President for the 2010-2011 term. Congratulations Tom! DJ is now Chairman of the IBC. The board and membership unanimously approved Jay Rickstrew, President of Alpine Bank Rifle, to the position of President Elect for the 2010-2011 term. Congratulations Jay! In addition, our membership unanimously elected our new slate of Board Members for the 2010-2011 term: Emily Robinson, President, FirstBank of Arvada, Arvada; Jim Pieters, President, High Plains Bank, Flagler; Allan Tormohlen, Canon National Bank, Canon City; and Steve Short, First National Bank of Durango, Durango were successfully re-elected to serve an additional three year term as Directors in District A, B, C and D respectfully. We also wish Brett Legg, President, The Eastern Colorado Bank, continued success and prosperity as his term of IBC Chairman came to an end. Thank you to Cynthia Blankenship, ICBA Past Chairman and President and CEO of Bank of the West, Grapevine, Texas for her pointed and timely federal legislative update from ICBA. DJ Tedesco presented Cynthia with the covenanted silver spur. Now Cynthia has a pair! Tom Chesney, IBC President, took center stage to present his agenda for the upcoming year. Dr. Thomas Hoenig, President and CEO, Federal Reserve Bank of Kansas City, presented our keynote address. A Pain the A$$ets lively and witty political satire had the audience in stitches. Their performance was a welcomed distraction from the banking world although be it for just an hour. Lunch was non-stop. Barbara Walker, Executive Director of the IBC presented the 2010 legislator awards. Representative Joe Rice and Representative Frank McNulty were recognized as Legislators of the Year; Representative Laura Bradford, Representative Edward Casso, Representative Larry Liston, Representative Karen Middleton, Representative Kevin Priola, Senator Dan Gibbs, Senator Mary Hodge and Senator Al White were recognized as Spirit of Independence awardees; Senator Lois Tochtrop, Representative Christine Scanlan and Senator Mark Scheffel as Champions of Main Street Colorado and lastly Representative Mike May and Speaker Terrance Carroll were recognized with the Legislative Excellence award. Friday afternoon was filled with four standing room only breakout sessions. Larry Martin, Bank Strategies and Lauren O’Connell, O’Connell Consulting Group, presented Bank Director Liability; Jeff Multz, SecureWorks, presented Managing Security and Compliance in the Advent of New and Emerging Technologies; Meredith Allen, Jr., ICBA Securities, presented Interest Rate Risk Management in the Current Environment; and Chuck Marshall, Kennedy & Coe, presented a timely Compliance Update. Our Friday evening was all hands on deck as our events were splendid. Attendees had a grand time visiting with vendors during our reception. Dinner was delightful and The Fab-4, a Beatles tribute band. Everyone sang and danced the night away. It was truly FAB!!! Our ship kept cruising on Saturday with our district meetings. Bankers were informed of IBC’s 2011 agenda and key legislative issues while being able to voice their opinions and gave feedback on issues and concerns. Immediately following the district meeting, a panel of distinguished bank consultants took stage. Our panel was comprised of: Larry Martin, Bank Strategies, I. Tom Bieging, Bieging Shapiro & Burrus LLP; Joe Press, Fortner Bayens Levkulich & Garrison; and Wes Brown, St. Charles Capital. Larry Martin also facilitated the panel. Thank you for keeping the panelists on schedule Larry! Saturday concluded in posh fashion as we set sail for port. Attendees feasted on hors’d ‘oeuvres while perusing the auction items. Our live auction took center stage just before dinner. A special thank you to Norm Arends, Colorado East Bank & Trust for being our auctioneer. We couldn’t have done it without you! We raised more than $4,000 for the IBC Education Foundation. Thank you to everyone who donated and purchased items. Mark Fidel, Executive Director, Western States School of Banking, was on hand to present the IBC Education Foundation’s scholarship to Renee Graham, High Plains Bank. Renee received a $500 scholarship to the Western States School of Banking based on her outstanding academic performance. Congratulations! DJ Tedesco, IBC Chairman, recognized Arielle Baker, sponsored by Alpine Bank, Saturday evening for her outstanding academic achievements. Arielle is one of our high school scholarship recipients. Congratulations! Exhibitors 1^st Reverse Mortgage USA 21^st Century Financial Services A.D. Design, LLC AccuSystems BancVue Bank Financial Services Group Bankers Foundation of Colorado Bankers’ Bank of the West BKD, LLP Colorado Housing and Finance Authority Colorado Lending Source D.A. Davidson & Co. eVerge Federal Reserve Bank of Kansas City Fifth Third Processing Solutions Financial Forensic Services, LLC Gill Capital Partners Graduate School of Banking at Colorado Grayco, a Division of AccuSource Harland Clarke HUB International ICBA ICBA Securities Integrated Bank Technology Jack Henry Banking Jon Jorgenson Insurance Kansas Bankers Surety Company Pentegra Retirement Services Promontory Interfinancial Network PULSE SecureWorks Strunk & Associates The Travelers Companies, Inc. TriNet Thank you to our sponsors Mega - $5,000 Fifth Third Processing Solutions Grayco, a Division of AccuSource ICBA Services Network Luxury - $3,750 to $4,999 FHLBank Topeka Adventure - $2,500 to $3,749 BancVue Bankers’ Bank of the West BKD, LLP HUB International Insurance Services PULSE Rothgerber Johnson & Lyons LLP The Travelers Companies, Inc. Mainstream - $1,000 to $2,499 Bieging Shapiro & Burrus LLP Harland Clarke Integrated Bank Technology Kennedy & Coe, LLC Pentegra Retirement Services SecureWorks TransFirst Pilot - $500 to $999 Colorado Housing and Finance Authority INTRUST Bank, N.A. Jon Jorgenson Insurance Jones & Keller

Annual Convention