Annual Conference 2002

BANKERS HANG TEN

Aloha! Ukuleles, flowered shirts, leis, Don Ho, information, festivities and genuine Hawaiian spirit were all an integral part of the IBC’s 29th Annual Convention held Thursday – Saturday, September 12 – 14 in Copper Mountain, Colorado.

More than 350 attendees rode wave throughout the IBC’s three-day extravaganza. Thursday began with the annual golf tournament and opening reception. The first night of exhibits was awesome with more than 50 exhibitors displaying their products and services throughout the three days. Friday began early with an ICBA Mortgage dawn buster session facilitated by Elizabeth Deal. Jeff Gerrish’s, Gerrish & McCreary, keynote address on the Ten Essentials for Community Banking was thought provoking and a must hear for community bankers. Attendees then had the choice of attending two out of four breakout sessions. Topics included: Creating the Entrepreneurial Banker presented by Ted Rosen, Expert Business Development; Maximize Net Interest Income and Expand Your Core Customer Base, Mitchell Epstein, US Banking Alliance; Benefits, BOLI and the Bottom Line, Rich Bratten, Clark/Bardes and The Impact of Check Fraud Technology, Calin Sandru, ASD. Each session provided invaluable information and received great reviews. While all this was going on for the bankers, the spouses and guests had a fabulous time learning about how take the perfect picture at the photography 101 session. The Recognition Luncheon was standing room only. SUNWEST Banks of Colorado was presented with the 2002 Crown Service Award and a check for $500, Kathy Beda from Gunnison Bank & Trust received the Western States School of Banking scholarship, Representation Ted Harvey received the IBC’s 2002 Legislator of the Year Award, Senator Alice J. Nichol and Senator Doug Lamborn each were the recipients of the IBC’s 2002 Spirit of Independence Award. Bob Beauprez, Chairman of Heritage Banks and candidate for the 7th Congressional District wowed the audience with his near death taxi cab story and the recap of his journey from dairy farmer to banker to congressional candidate. Dale Leighty, Chairman, CEO and President, The First National Bank of Las Animas also shared the stage and his experiences as he makes his way through the ICBA chairs. Industry experts: Brad Leach, Intrado; Melinda Casey, FBI; Robert Williams, Secure Logistix, Allan Turner, Office of Preparedness and Security; and Randy Schartz, Federal Reserve Bank of Kansas City held the audience captive during the afternoon homeland security panel discussion. Friday evening was capped off with dinner and dancing. Saturday commenced with district and annual business meetings. The new officers of the IBC were announced: Tom Havens, President, Gunnison Bank & Trust passed the gavel to Bill Mitchell, President, Heritage Bank who will serve as President, and Dave Wade, President, Front Range Bank was unanimously elected to serve as President-Elect. The annual resolutions were unanimously approved by the membership. Patrick Lynch, Senior Vice President, First Community Bank, District A; Brett Legg, President, The Eastern Colorado Bank, District B; Sandy Larsen, President, BankWest and Mike Harvey, President, Valley State Bank, District C all commence their three-year term as new Directors of the IBC. Tony Thompson, President of Alpine Bank Basalt, has been re-elected to another three-year term in District D. The IBC would like to thank Doug McClure, Chairman Emeritus, for his outstanding service and dedication to the IBC. The morning concluded with a compliance, accounting and legal panel discussion comprised of Tom Bieging and John Burrus, Bieging, Shapiro & Burrus LLP; Phil Feigin and Tennyson Grebenar, Rothgerber Johnson Lyons LLP and Rocky Levkulich, Fortner, Bayens & Levkulich. Saturday evening concluded with the annual silent auction, dinner and hysterically funny entertainment by Greg Claussen, ventriloquist. I think it is safe to say everyone had one hula of a good time. Thank you to all our great sponsors whose support is phenomenal.

GOLF
A little rain and hail did not dampen the sprits of the more than 90 golfers who conquered the Raven at Three Peaks Golf Course. Fueled by a continental breakfast sponsored by UMB Bank, 17 different golfers won various hole contests sponsored by myriad IBC associate members, and the beverage cart sponsored by Harland kept the golfers thirst at bay. Thanks to Clark/Bardes Consulting six teams were rewarded for their efforts on the course:

First Place	Second Place	Third Place
Flight A
Teresa Rimsky	Tom Beiging	Dave Wade
Paul Rimsky	Phil Feigin	Kelly Malone
Jim Renner	Bob Deuschle	Scott Peters
Johnny Lee	Hereford Percy	David O’Toole
Flight B
Tom Havens	Tony Thompson	Bill Mitchell
Chick Lee	Jason Larda	Mark Mitchell
Rocco Marcello	Ben Jordan	Rocky Levkulich
Mike Pietrafeso	Brett Davis	Mike Saccone

LEGISLATORS
The IBC recognized three legislators for their outstanding commitment to supporting community bank issues during the 2002 legislative session: Representative Ted Harvey, Legislator of the Year, Senator Alice Nichol and Senator Doug Lamborn received Spirit of Independence Awards.

CROWN SERVICE
SUNWEST Banks of Colorado in Idalia, Colorado was the 11th Colorado bank to receive the IBC’s Crown Service Award for outstanding community service. The Crown Service Award was first developed by the IBC in 1992 to acknowledge the exceptional support Colorado independent banks provide to their communities. SUNWEST Banks opened its location in Idalia in 2000, and serves Idalia, Kirk and Joes, Colorado. The bank’s four employees devote their time and energies to many community projects. SUNWEST Banks will be able to display the IBC’s unique sculpture made especially for the Crown Service Award in the bank’s lobby for the upcoming year, along with a specially engraved plaque displayed on the sculpture for the bank to keep. They also received a $500 check from the IBC for its outstanding community service.

WSSB SCHOLARSHIP
The IBC is excited to continue the IBC Academic Scholarship to attend the Western States School of Banking (WSSB). A Colorado banker attending the school is awarded the scholarship based on outstanding academic achievement during their freshman year. The IBC is proud to present its third annual $300 scholarship to Kathy Beda, Gunnison Bank & Trust. Kathy will be completing her final year at the Western States School of Banking this year.

IBC SCHOLARSHIPS
Since 1997, the IBC and its members have awarded high school seniors who have a GPA of 3.0 or above, bank at a member IBC bank, and who will attend a Colorado university or college with scholarships. This year a total of six scholarships will be awarded - three to bank employee’s children and three to bank customer’s children. We were fortunate to have four of the scholarship winners and their families present: Brian Lengel a freshman attending the University of Northern Colorado and was sponsored by SUNWEST Banks of Colorado; Rachel Roberts a freshman attending the University of Denver and was sponsored by FirstBank of Lakewood; Sarah Miller a freshman at Colorado State University and was sponsored by Centennial Bank of the West; and Heather Pitner a freshman at Colorado State University sponsored by FirstBank of Northern Colorado. Two scholarship recipients were unable to attend tonight’s ceremony. David Bryant sponsored by FirstBank of Lakewood and Kevin Miles sponsored by Colorado East Bank & Trust.

OUTSTANDING CBN
IBC announced its first ever IBC Career Banker Network Outstanding Banker of the Year Award. This award is designed specifically to recognize an outstanding member of the IBC’s Career Banker Network (CBN). The IBC began the CBN in February of this year and to date has more than 70 members. The criteria for the Outstanding Banker of the Year Award are: Must be a member of the CBN; demonstrate quality work standards/performance/customer service; display respect towards others; be actively involved in the community and believe in the philosophy of a community bank. This year’s recipient was Ashley Burt, President, The Crested Butte Bank. Ashley was born in London, England and is an Australian citizen with permanent residency in the United States. He grew up in Ann Arbor, Michigan and upon high school graduation made his way to the great state of Colorado. After graduating from Western State College in Gunnison, Colorado, he worked for Pizza Hut of the Rockies as corporate secretary and treasurer. In February1996 he was hired as a management trainee and promoted to branch manager in June 1996 and now serves as president of the Crested Butte Bank. During the past few years, he has grown the bank by more than 100% while being the general contractor on the construction of the new branch facility in Crested Butte. Being an avid skier and triathlete, he has coached the free style ski team for Western State College. He also serves on the board of directors for the West Central Housing Development Organization, is a member of Rotary, a graduate of the Gunnison Valley Leadership Program and does fundraising with Crested Butte Land Trust. He is married to Jackie. They have two beautiful children.

EXHIBITORS AND SPONSORS
Mahalo to all our sponsors and exhibitors.

AccuSystems
AIG/American General Assurance
AIG Environmental
BANC:Source
Bankers’ Bank of the West
Benmark West
Bieging Shapiro Burrus LLP
Cash Resources
Center for Financial Training Western States
Central States of Omaha
Certegy E-Banking Services
Chase Manhattan Mortgage
Check Printing Services
Clark/Bardes Consulting
Colorado Housing & Financial Authority
Computer Services, Inc.
Colorado Plasticard Group
Community Banks Online
DCI
Federal Reserve Bank of Kansas City
FHLBank Topeka
Financial Equipment Company
Fiserv
Fortner Bayens Levkulich
Gill & Associates
Global Village Systems
Grayco Bank Products/Voice Access
Harland
i_Tech Corporation
ICBA
ICBA Mortgage
ICBA Securities
Intelisys Corporation
InterCept
Intrcomm
INTRUST Bank
Jack Henry & Associates
James Baker Associates
Kansas Bankers Surety
Key Electronic Services
Lee Architects/Interior Design
Lendingtools.com
Manpower
The Marshall Group
Menk & Associates
Midwest Marketing
Midwest Payment Systems
Moneris Solutions
NewGround
Pentegra Group
Professional Check Systems
PULSE EFT Association
Red Hawk Industries
Rothgerber Johnson Lyons LLP
SPARAK Financial Systems
St. Paul Companies
Strategic Solutions
Total Bank Technology Solutions
TransFirst
TransFund
UMB Bank
Western Financial Suppliers
Western States Bankcard Association
Western States School of Banking
Zurich Financial Enterprises

PRIZE DRAWINGS
A special thanks to Alecia McCallister for announcing and drawing the raffle, door, exhibitor quiz and prize drawing ticket winners and to all the exhibitors and sponsors who donated the giveaways.

COINPAC/Government Relations Raffle winners were:
$750 Jamie Hamilton, President, Home Loan Investment aka Home Alone Investaments
$500 Jim Sower, President, Pine River Valley Bank
$250 Bill Mitchell, President, Heritage Bank