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Friday, December 18, 2020

Fair Lending Comparative File Review That Meets Regulator Expectations

Start Date: 6/18/2020 1:00 PM MDT
End Date: 12/18/2020 2:30 PM MST


Organization Name: Independent Bankers of Colorado

Contact:
Tara F. Hunter
Email: thunter@ibcbanks.org
Phone: (303) 832-2000

Fair Lending Comparative File Review That Meets Regulator Expectations
1:00 pm – 2:30 pm MT

Discrimination, disparate treatment, and disparate impact: three things you never want to see in an examiner’s findings. Do you understand how inadvertent discrimination can manifest? Has it unknowingly happened? Comparative file review can yield some answers.
 
AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Understand how inadvertent discrimination can occur (disparate treatment and disparate impact)
  • Conduct a comparative file review that will pass muster with examiners
  • Self-identify problematic lending policies and processes that could be construed as a fair lending or redlining issue
  • Ensure your fair lending related policies are strong
  • Be confident about your next fair lending exam
WEBINAR DETAILS
Although overt cases of lending discrimination are infrequent, disparate treatment or disparate impact can occur inadvertently. Examiners expect financial institutions to conduct comparative file reviews to identify potential fair lending issues – which you want to find well before an examiner does!
 
Awareness, monitoring, and periodic comparative file review can lessen the likelihood of adverse issues arising. This informative webinar will walk through the steps of a comparative file review and provide worksheets and a sample report format to make it easier.
 
WHO SHOULD ATTEND?
This informative session is directed to compliance officers, loan officers (commercial and consumer), lending support staff, and auditors. Board members and management will also benefit from this timely session, because they are ultimately responsible for your fair lending standards.
 
TAKE-AWAY TOOLKIT
  • Fair lending self-assessment questionnaire
  • Excel spreadsheet for data capture (automatically generates trend analysis)
  • HMDA data collection worksheet with all the required data fields
  • Report boilerplate to summarize your analysis (for board reporting)
  • Employee training log 
  • Interactive quiz
 
DON’T MISS THESE RELATED WEBINARS!
Consumer Loan Underwriting Fundamentals: Interviews, Credit Reports, Compliance & Debt Ratios
Tuesday, June 2, 2020
 
Top 10 Consumer Loan Documentation Mistakes
Thursday, July 9, 2020
  MEET THE PRESENTER
Anne Brode-Harner, Brode Consulting Services, Inc.
Ann Brode-Harner began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 30 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel published by Bankers Publishing Company and is well represented in numerous industry publications.


THREE REGISTRATION OPTIONS – WHAT YOU GET
1. Live Webinar Includes
  • One connection to the Live Webinar
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Presenter’s contact info for follow-up
2. Recorded Webinar Includes
  • Available 6 business days following Live date
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your institution
  • Presenter’s contact info for follow-up
3. Purchase the BOTH Option to receive all the benefits listed above!