Event Calendar

Thursday, September 12, 2019

Mastering HMDA

Start Date: 9/12/2019 8:30 AM MDT
End Date: 9/12/2019 4:00 PM MDT

Venue Name: Hilton Garden Inn Denver

16475 E 40th Circle
Aurora, CO  United States  80011

Organization Name: Independent Bankers of Colorado

Maelynn Lewis
Phone: 303.832.2000

Presented by ProBank Austin in Conjunction with Independent Bankers of Colorado
Mastering HMDA

A full-day seminar providing a comprehensive review of the Home Mortgage Disclosure Act (HMDA) and the Consumer Financial Protection Bureau’s (CFPB’s) Regulation C. Whether you are new to HMDA or have been reporting for years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance. 

Learn how HMDA has changed at the beginning of 2018 – and continues to change with the law passed in May 2018 that affects institutions’ reporting requirements!  Hear how the changes and implementation phases have impacted the institutions and transactions covered; the information required to be collected and recorded; and the processes for reporting and disclosing that data. Also hear about the CFPB’s interpretation of the amendments to HMDA by the Economic Growth, Regulatory Relief, and Consumer Protection Act that became law May 24, 2018, and how your institution may have partial exemptions!
HMDA poses challenges to both novice and experienced reporters. With increased regulatory scrutiny of HMDA data for fair lending purposes and the potential penalties associated with technical errors, it is crucial for an institution’s HMDA data gathering and reporting process to be precise.

This Mastering HMDA seminar provides a comprehensive discussion of the regulation and explanations of common errors and violations and reviews the continuing changes that have occurred. Throughout the presentation, 
the instructor discusses guidance published by the regulators and questions received from ProBank’s call-in service. The seminar provides the attendee the opportunity to get practical answers to their recurring questions.

Download the brochure here, Register by mail, fax, phone, or online. Reference code 19IBC35 to receive the discounted fee of $340.
Coverage, Exemptions and Key Definitions Associated with HMDA
“What Information Goes Where” on the Loan Application Register
Proper Lobby Notices and Requirements for Making HMDA Data Available to the Public
Important Guidance and Other Tools Available from the FFIEC and CFPB
Why and How HMDA Data is Used During the Fair Lending Review Process
Common Challenges Associated with HMDA, Including, Understanding the Definition of Refinance or Temporary Financing, and the Difference Between the Rate Spread and HOEPA Calculations
Review New Loan-Volume Thresholds
Clarify Excluded Transactions
Clarify Key Terms
Clarify Collection of Race and Ethnicity Information
Anyone involved in HMDA data collection and/or reporting will benefit from this program. Loan processors, trainers, compliance officers, and auditors will also find this seminar to be informative. 
Hilton Garden Inn Denver, 16475 E 40th Circle, Aurora, CO 80011
Thursday, September 12, 2019
Program Level

Prerequisites/Advanced Preparation
Basic Knowledge of HMDA/Lending Regulations. 

The Manual
The manual provides attendees with a valuable reference tool that summarizes the requirements of the various laws and regulations relating to consumer purpose, real estate secured loans.

Suggested Dress
Meeting room temperatures are often difficult to control. Please dress for comfort. Business casual dress is appropriate for all ProBank seminars.

Field Of Study
Specialized Knowledge

Call 800-523-4778. For program questions, more information or refunds, ask for ext. 205 or ext. 235. For administrative policies, such as complaint resolution, ask for extension 222.

You will receive a written confirmation of your seminar registration within ten days after we receive payment. If an e-mail address is provided, your confirmation will be sent via e-mail. Please make sure to add to your list of approved e-mail addresses. 

ProBank Inclement Weather Line
In the event of inclement weather in your area, please call (502) 479-5241 for any seminar cancellations. If ProBank cancels a program due to weather, ProBank will refund the entire registration fee. If a program is not canceled and you choose to cancel your attendance, refunds will not be granted; however, substitutions are always welcome or you may transfer to another seminar by calling ProBank no later than the day of the program.

Cancellation Policy
If you cancel at least seven days prior to the seminar date, we grant full refunds. If you cancel six days or less, there will be a cancellation fee of $100 for each day of the seminar. Refunds will not be granted for  “no-shows” or for cancellations received on the date of the seminar. Substitutions are welcome at any time. If ProBank cancels a seminar for any reason, we will refund the entire registration fee. ProBank reserves the right to cancel the program when necessary. ProBank is unable to reimburse for travel expenses related to a canceled program. Please consider making refundable reservations or call us to confirm program before making reservations.
Approved for 6.5 CPE Credits. 
Eligible for 6.75 CRCM Credits through ABA Professional Certifications. 
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