Independent Bankers of Colorado - Legislative Information

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The Independent Bankers of Colorado have designed four coins at a $20 to distribute to the Colorado General Assembly on your behalf. The coins are printed as 7” diameter circles with quick facts about community banking on the back of each coin. Likewise, the $20 is printed on 4" x 9.5" card stock. During the legislative session, either a coin or the $20 will be placed on each legislator’s desk.

To view the coins and $20, please click on the buttons below. If you would like to learn more about the four coins or $20, or to have some printed for your organization, contact Barbara Walker at the IBC 303.832.2000.

Independent Bankers of Colorado

Federal Legislative Positions 2010 / 114th Congress as of March 8, 2010

Support Temporarily Allowing Privately Held Community Banks to Amortize Over 10 Years Mark-to-Market Losses on Foreclosed Property and Impaired Loans Secured by Real Estate for Regulatory Capital Calculations

Limiting the Federal Reserve to Oversight of Only the Largest Banks will Create a Bias in Favor of Further Financial Institution Consolidation and Institutionalize Special Treatment of the Largest Financial Institutions / Please Ensure that the Federal Reserve Continues to Have an Eye on Main Street, as Well as an Eye on Wall Street

Oppose Increasing Credit Union Small Business Lending / H.R.3380 / S.2919

Congress Should Ensure Greater Community Bank Access to TARP

Consumer Protection Agency Legislation / The House Conference Report Provides ICBA Crafted Protections for

Community Banks that Must be Preserved to Enable our Industry to Continue to Serve Small Businesses, Family Farms and Ranches, and the Citizens of Our Local Communities

Oppose The Farm Credit System Dramatic Shift Towards General Purpose, Non-Farm Lending

Congress Should Re-affirm that the FCS Should Focus on Serving Bona-fide Farmers and Ranchers and Young, Beginning, and Small Farmers and Their Farmer-Owned Cooperatives

Why We Must Fix Too-Big-To-Fail

Regulatory Restructuring / The IBC Strongly Opposes a Single Bank Regulator

Overdraft Protection / Protect Consumer Options and the Ability of Community Banks to Offer a Variety of Overdraft Services



Interchange Fees / Community Bank Customers Should Not be Forced to Subsidize Merchants’ Costs for Accepting Debit and Credit Card Payments



Oppose Judicial Mortgage Loan Cramdown, which Adds Risk to Mortgage Lending, Increases the Cost of Homeownership for All Homebuyers, and Results in Fewer Mortgage Loans Being Made



Government Sponsored Enterprises / Do Not Structure GSE Reform to the Point Where the GSEs are Paralyzed and Community Banks are Forced to Rely on Correspondent Relationships with Big Banks



Small Business Access to Capital Recommendations