Event Calendar

Friday, October 15, 2021

Required Compliance for Commercial Loans Secured by Real Estate

Start Date: 10/15/2021 9:00 AM MDT
End Date: 10/15/2021 10:30 AM MDT


Organization Name: Independent Bankers of Colorado

Contact:
Tara F. Hunter
Email: thunter@ibcbanks.org
Phone: (303) 832-2000

Required Compliance for Commercial Loans Secured by Real Estate ***MORNING WEBINAR*** 
9:00 am – 10:30 am MT

Gain a greater understanding of commercial loan applications, including real estate-secured loans, during this jam-packed program. Real-life examples will be used to demonstrate how regulations apply and how to comply.
 
AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Understand and avoid commercial loan violation “hot spots,” including fair housing, Regulation B, Flood Disaster Protection Act, Fair Credit Reporting Act, accommodation loans, HMDA, and insider lending
  • Use the toolkit resources to comply with requirements when real estate is taken as collateral, including the Reg B appraisal copy rules on first-lien 1-4 family dwellings
  • Correctly identify “detached structure” coverage for flood insurance
  • Explain the documentation requirements for beneficial ownership rules to legal entity loan applicants and complete the required certification process
  • Distinguish between business- and consumer-purpose loan requests
  • Understand the HMDA requirements for business-purpose loans
 
WEBINAR DETAILS
Which regulations apply to commercial loans? What if a loan is secured by real estate? Are there exceptions when real estate is taken as “an abundance of caution”? Can examiners assess civil money penalties for violations? Do your commercial lenders and support staff understand the data collection required for HMDA-reportable applications? Is a written application required for a business-purpose loan? Join us to learn the answers to these questions and more.
 
WHO SHOULD ATTEND?
This informative session will benefit loan officers, loan assistants, loan operations staff, compliance officers, auditors, and trainers.
 
TAKE-AWAY TOOLKIT
  • Matrix of 28 loan types, including required disclosures for both consumer and commercial loans with explanations about real estate-secured loans
  • Guide that outlines which compliance regulations apply to commercial credit and the exemptions for certain rules
  • Commercial loan application template
  • Employee training log
  • Interactive quiz
 
DON’T MISS THESE RELATED WEBINARS!
Flood Series: Commercial Flood Insurance Regulations & Compliance
on Thursday, March 18, 2021
 
HMDA Reporting Part 3: Commercial Lending Issues
on Tuesday, November 9, 2021
 
   MEET THE PRESENTER
Susan Costonis, CRCM, Compliance Training & Consulting for Financial Institutions
Susan Costonis is a compliance consultant and trainer who began her career in 1978. She specializes in compliance management along with deposit and lending regulatory training. Susan has successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies. She has been a compliance officer for institutions supervised by the OCC, FDIC, and Federal Reserve. Susan has been a Certified Regulatory Compliance Manager since 1998, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado. She regularly presents to financial institution audiences in several states and “translates” complex regulations into simple concepts by using humor and real-life examples.



THREE REGISTRATION OPTIONS – WHAT YOU GET
1. Live Webinar Includes
  • Unlimited connections within your institution to the Live Webinar
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Presenter’s contact info for follow-up
 2. On-Demand Webinar Includes
  • Recording of the Live Webinar
  • Available two business days following Live date
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your institution
  • Presenter’s contact info for follow-up
3. Purchase the BOTH Option to receive all the benefits listed above! Full registration descriptions can be found here.

Online Registration

Registration is Closed
Closed: 10/14/2021 4:00 PM

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