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Saturday, November 7, 2020

E-SIGN for Lenders: Technicalities, Consumer Expectations & Risk

Start Date: 5/7/2020 1:00 PM MDT
End Date: 11/7/2020 2:30 PM MST


Organization Name: Independent Bankers of Colorado

Contact:
Tara F. Hunter
Email: thunter@ibcbanks.org
Phone: (303) 832-2000

E-SIGN for Lenders: Technicalities, Consumer Expectations & Risk
1:00 pm – 2:30 pm MT

Does your lending program comply with E-SIGN?  Do you know what notices, regulations, risks, and implementation challenges are woven into its fabric?  Join us to learn how to balance E-SIGN compliance with accountholder expectations and risk.
 
AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Better understand the E-SIGN rules and several implementation challenges
  • Effectively use the six-step E-SIGN consent process
  • Define how various lending regulations and disclosure requirements intertwine with E-SIGN
  • Explain when to collect demographic information and the options to show joint intent
  • Distinguish between inquiries and a completed application under Regs B, Z, and C
  • Clarify the challenges for e-signatures under the Uniform Electronic Transactions Act (UETA)
WEBINAR DETAILS
Electronic banking continues to evolve, and financial institutions must keep pace with technology and consumer preferences. Accountholders expect more digital access at a time when cybersecurity has become a significant threat. How do you simultaneously balance borrower demand for online loan applications, satisfy regulatory disclosure requirements, and manage identity theft risk and application fraud?  Join this webinar to learn more about how E-SIGN compliance affects lenders.
 
WHO SHOULD ATTEND?
This informative session will benefit compliance officers, lending staff, loan operations personnel, operations managers, and others responsible for managing online banking, E-SIGN compliance, e-statements, and e-disclosures.
 
TAKE-AWAY TOOLKIT
  • Reg B checklist for online applications
  • E-banking risk mitigation strategies, including identity theft and loan application fraud
  • Ten considerations for selecting an e-signature vendor
  • Checklist of potential record retention issues
  • Employee training log
  • Interactive quiz
 
DON’T MISS THIS RELATED WEBINAR!
Compliance with E-SIGN, E-Statements & E-Disclosures
on Wednesday, October 7, 2020

  MEET THE PRESENTER
Susan Costonis, CRCM, Compliance Consulting and Training for Financial Institutions 
Susan Costonis is a compliance consultant and trainer who began her career in 1978.  She specializes in compliance management along with deposit and lending regulatory training.  Susan has successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies.  She has been a compliance officer for institutions supervised by the OCC, FDIC, and Federal Reserve.  Susan has been a Certified Regulatory Compliance Manager since 1998, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado.  She regularly presents to financial institution audiences in several states and “translates” complex regulations into simple concepts by using humor and real-life examples. 


THREE REGISTRATION OPTIONS – WHAT YOU GET
1. Live Webinar Includes
  • One connection to the Live Webinar
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Presenter’s contact info for follow-up
2. Recorded Webinar Includes
  • Available 6 business days following Live date
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your institution
  • Presenter’s contact info for follow-up
3. Purchase the BOTH Option to receive all the benefits listed above!