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Wednesday, January 13, 2021

Completing the TRID Closing Disclosure Line-by-Line

Start Date: 7/13/2020 1:00 PM MDT
End Date: 1/13/2021 2:30 PM MST


Organization Name: Independent Bankers of Colorado

Contact:
Tara F. Hunter
Email: thunter@ibcbanks.org
Phone: (303) 832-2000

Completing the TRID Closing Disclosure Line-by-Line
1:00 pm – 2:30 pm MT

TRID has consumed much of the compliance “oxygen” during the last few years. As rules and guidance evolve, examiners look deeper into institutions’ practices and procedures. Learn how to properly complete the TRID closing disclosure for a variety of loans, including single and separate closings on construction loans.
 
AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Describe field requirements for each section of the closing disclosure (CD)
  • Understand requirements for single-close, and separate construction- and permanent-phase closings for construction loans
  • Review projected payment amounts and other calculations for accuracy
  • Test charges subject to tolerance standards
  • Identify when a corrected CD is required
WEBINAR DETAILS
Over the last few years, significant compliance efforts have been devoted to implementing TRID and ensuring timely, accurate disclosures are provided to borrowers. TRID rules are continuing to grow and evolve with recent guidance for construction loans. In addition, examiners are delving deeper into financial institutions’ disclosures and processes to ensure applicants and borrowers are provided accurate documents.
 
This session will review sample integrated disclosures for fixed-rate, adjustable-rate, and construction loans. While reviewing these documents, the presenter will address regulatory requirements, dive into the guidance, and review common closing disclosure errors.
 
WHO SHOULD ATTEND?
This informative session is designed for loan officers, loan operations personnel, compliance officers, and internal auditors.
 
TAKE-AWAY TOOLKIT
  • TRID tolerance chart
  • Formulas to test TRID calculations
  • Completed sample forms
  • Employee training log
  • Interactive quiz
 
DON’T MISS THESE RELATED WEBINARS!
Completing the TRID Loan Estimate Line-by-Line
Wednesday, June 10, 2020
 
SAFE Act Compliance for Mortgage Loan Originators (MLOs)
Wednesday, September 2, 2020
 
  MEET THE PRESENTER
Dawn Kincaid, Brode Consulting Services, Inc.
Dawn Kincaid began her banking career while attending The Ohio State University. She has 19 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.


THREE REGISTRATION OPTIONS – WHAT YOU GET
1. Live Webinar Includes
  • One connection to the Live Webinar
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Presenter’s contact info for follow-up
2. Recorded Webinar Includes
  • Available 6 business days following Live date
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your institution
  • Presenter’s contact info for follow-up
3. Purchase the BOTH Option to receive all the benefits listed above!