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Wednesday, March 10, 2021

10 Lessons Learned When a Depositor Dies Webinar

Start Date: 9/10/2020 1:00 PM MDT
End Date: 3/10/2021 2:30 PM MST


Organization Name: Independent Bankers of Colorado

Contact:
Tara F. Hunter
Email: thunter@ibcbanks.org
Phone: (303) 832-2000

10 Lessons Learned When a Depositor Dies Webinar
1:00 pm – 2:30 pm MT

Complications abound when an accountholder dies.  A vast array of legal and compliance rules impact account ownership, access, whether checks can be paid or deposited, and more.  Attend this illuminating webinar and learn to confidently handle these delicate issues during a very difficult time.
 
WEBINAR DETAILS
Your accountholder passed away and the family is grieving.  Yet, in the midst of remembering and honoring a life, the legal and compliance clock is ticking.  In most states, checks can only be paid for 10 days after the date of death.
 
When your depositor dies, many issues and questions arise.  Who can have account information?  Who owns the account?  Can the account be accessed?  What happens with powers of attorney and authorized signers?  Can the spouse of a sole proprietor continue to access the account?  What about that last tax refund check?  Is the account still insured? Can a check be written to a funeral home?  What about the checks coming in to pay funeral expenses?  Learn about checks, IRAs, deposit ownership, trusts, UTMA, affidavits of heirship, and other complex issues that can occur when a depositor dies.
 
AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Distinguish probate versus non-probate transfers
  • Determine whether the will or signature card governs
  • Identify what can bypass wills, PODs, IRAs, and JTWROS
  • Understand living trusts and successor trustees
  • Know when an accountholder is deceased
  • Pinpoint when small estate affidavits can be used
  • Explain what happens to powers of attorney, authorized signers, etc.
  • Describe how IRAs, HSAs, and UTMAs are affected
  • Know whether sole proprietorships cease at death
TAKE-AWAY TOOLKIT
  • Handbook on opening and handling accounts at death
  • Employee training log
  • Interactive quiz
 WHO SHOULD ATTEND?
This webinar is designed for service representatives, branch administration, branch managers, tellers, training and development staff, compliance personnel, and anyone who handles consumer deposit accounts.
 
DON’T MISS THIS RELATED WEBINARS!
2020 Deposit Account Series: 10 Lessons Learned When a Borrower Dies
on Wednesday, November 18, 2020
  
MEET THE PRESENTER
Deborah Crawford, Gettechnical Inc.
Deborah Crawford is the President of Gettechnical Inc., a Baton Rouge-based firm, specializing in the education of financial institutions across the nation.  Her 30+ years of experience began at Hibernia National Bank in New Orleans.  She graduated from Louisiana State University with both her bachelor’s and master’s degrees. 
 
Debbie specializes in the education of financial institution employees and officers in the areas of deposit account laws, new account documentation, insurance, complex compliance regulations, and IRAs. 
 

THREE REGISTRATION OPTIONS – WHAT YOU GET
1. Live Webinar Includes
  • Unlimited connections within your institution to the Live Webinar
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Presenter’s contact info for follow-up
 2. Recorded Webinar Includes
  • Recording of the Live Webinar
  • Available two business days following Live date
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your institution
  • Presenter’s contact info for follow-up
 3. Purchase the BOTH Option to receive all the benefits listed above! Full registration descriptions can be found here.