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Monday, May 24, 2021

Problem Loan Workouts in Today's Market Webinar

Start Date: 5/24/2021 8:00 AM MDT
End Date: 5/24/2021 9:30 AM MDT


Organization Name: Independent Bankers of Colorado

Contact:
Maelynn Lewis
Email: mlewis@ibcbanks.org
Phone: (303) 832-2000

Problem Loan Workouts in Today’s Market
Monday, May 24, 2021, 8:00 – 9:30 a.m.


Attend this webinar to learn how to better manage “problem loans” and protect the rights of the bank in today’s market! The webinar will begin with a review of the basics of how a commercial loan request “should be” processed in order to avoid a problem loan. This will include a brief review of “correct” business structure, the six (6) elements of proper loan structure, and the four (4) aspects of adequate loan support. The webinar will then focus on what happens when a “good” loan turns into a “bad” loan i.e. the market has now turned down, tenants have left, and the payments are severely delinquent. What should the bank do and not do at this point in time? This section will address the “legal rights” of the bank and the “practical steps” that the bank should take in order to protect itself. The practical steps will include the collection process, restructuring the loan, and/or proceeding against the borrower through repossession, foreclosure, filing a law suit to obtain a judgment, forcing the borrower into bankruptcy or simply “walking away.” This section will also include the “outside” influence from the banking regulators. The webinar concepts will be summarized through a series of mini-case studies.
 
Highlights
  • Review the management of problem loans
  • Process a commercial loan “correctly” including business structure, loan structure, and loan support
  • Face the reality that some loans go bad!
  • Determine the bank’s strategy in protecting itself-collections, restructuring the loan, repossession, foreclosure, filing a law suit to obtain a judgment, forcing the borrower into bankruptcy or walking away
  • Assess “outside” influence by the banking regulators
  • Apply the concepts through case studies
Audience:
Commercial lenders, credit analysts, credit administrators, relationship managers, business
development officers, branch managers.
umentation specialists, relationship managers, branch managers, private bankers, and business development officers.
 
Speaker
David L. Osburn, Osburn & Associates, LLC
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.
His extensive professional background of over 30 years includes 20 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. Mr. Osburn has also been an adjunct college professor for over 30 years including College of Southern Nevada.
 


Registration Pricing
 
IBC Education Member  
First registrant
$200
Additional registrants
$150
Recording
$300
IBC Member  
First registrant
$250
Additional registrants
$200
Recording
$350
IBC Non-members  
First registrant
$400
Additional registrants
$350
Recording
$500
 
Registration fee is per connection/person. The webinar will be conducted via GoToWebinar. You will receive connection information prior to the program. Registration deadline is one week prior to the offering. Cancellation Policy: Written cancellation (email acceptable) must be received on or before Friday,May 21, 2021, and will be subject to a $75 cancellation fee.  NO refunds will be granted after Friday, May 21, 2021; however, a substitute may attend. IBC reserves the right to cancel any program for which there is insufficient funds to cover the expense of the program. In the event of cancellation by IBC registration fees will be refunded.