Event Calendar

Wednesday, August 4, 2021

The TRID Dirty Dozen: Navigating the Landmines Webinar

Start Date: 8/4/2021 9:00 AM MDT
End Date: 8/4/2021 10:30 AM MDT

Event Website: https://financialedinc.com/a/ibc/webinar/the-trid-dirty-dozen-navigating-the-landmines

Organization Name: Independent Bankers of Colorado

Tara F. Hunter
Email: thunter@ibcbanks.org
Phone: (303) 832-2000

The TRID Dirty Dozen: Navigating the Landmines Webinar
Wednesday, August 4, 2021, 9:00 – 10:30 am
Live | Recorded Webinar + Free Digital Download | Both
TRID violations are all too common. Don’t cost your institution time and money by not effectively navigating the landmines. Join us to learn the top 12 errors when completing the LE and CD, and review sample integrated disclosures for fixed rate, adjustable rate, and construction loans. TRID continues to top the list of the most cited violations. The issues may be as small as a missed checkbox or as large as a fee increase that results in a tolerance cure to the borrower.  Over the last several years, the compliance efforts of loan operations teams have been devoted to implementing TRID and ensuring borrower disclosures are timely and accurate. As TRID rules grow and evolve, examiners are diving deeper into disclosures and processes to ensure you are providing accurate documents to applicants and borrowers. This session will provide sample integrated disclosures for fixed rate, adjustable rate, and construction loans. It will address regulatory requirements, dive into the guidance, and review the top 12 errors made when completing the Lending Estimate and Closing Disclosure.

  • Define loans covered by TRID rules
  • Describe the requirements for each section of the LE and CD
  • Distinguish a loan’s purpose under TRID versus HMDA and URLA
  • Explain when a revised Loan Estimate is necessary
  • Understand requirements for single-close and separate construction and permanent-phase closings for construction loans
  • Review your projected payment amounts and other calculations for accuracy
  • Test charges subject to tolerance standards
  • Recognize when a corrected CD is required
  • TRID tolerance chart
  • Formulas to test TRID calculations
  • Sample completed forms
  • Employee training log
  • Interactive quiz
This informative session is designed for loan officers, loan operations personnel, compliance officers, and internal auditors.
Surviving a TRID Compliance Exam, recording available
Understanding TRID Tolerance Cures, Thursday, September 30, 2021
Dawn Kincaid, Brode Consulting Services, Inc.
Dawn Kincaid began her banking career while attending The Ohio State University.  She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance.  Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services.  Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer.  She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.

1. Live Webinar Includes
  • Unlimited connections within your institution to the Live Webinar
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Presenter’s contact info for follow-up
 2. Recorded Webinar Includes
  • Recording of the Live Webinar
  • Available two business days following Live date
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your institution
  • Presenter’s contact info for follow-up
3. Purchase the BOTH Option to receive all the benefits listed above!