Event Calendar

Monday, August 23, 2021

Key Ratio Analysis: Calculating & Interpreting the Numbers Correctly! Webinar

Start Date: 8/23/2021 7:55 AM MDT
End Date: 8/23/2021 9:30 AM MDT


Organization Name: Independent Bankers of Colorado

Contact:
Maelynn Lewis
Email: mlewis@ibcbanks.org
Phone: (303) 832-2000

Key Ratio Analysis: Calculating & Interpreting the Numbers Correctly!
Monday, August 23, 2021, 7:55 – 9:30 a.m.


Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner? Attend this proactive webinar and learn a “five-step” analysis plan to calculate the key ratios covering liquidity, activity, leverage, operating performance, and cash flow analysis and correctly interpret the financial condition of the business client. Upon completion of this webinar, the bank employee will also be able to better negotiate with their business clients as well as other financial professionals. The session will also include a review of “spreading” a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios. This section will also include the bankruptcy (Z-score) predictor and sustainable growth models. Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis.
 
Major Topics
  • Utilize a “five-step” ratio analysis plan to calculate/interpret the key ratios
  • Discuss “negotiating” with other financial professionals using the ratios
  • Review the Z-score and sustainable growth models
  • Case analyses: Applying the concepts!
Note: Please have a calculator or laptop (with Excel) available for use in the webinar.
 
Audience:
Commercial lenders, relationship managers, business development officers, private bankers, branch managers, and credit analysts.

Presenter
David L. Osburn, Osburn & Associates, LLC
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners. His extensive professional background of over 30 years includes 20 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. Mr. Osburn has also been an adjunct college professor for over 30 years including College of Southern Nevada.
 




Registration Details
Registration fee is per person. The webinar will be conducted via GoToWebinar. To register click here, use this link: https://www.ibcbanks.org/ev_calendar_day.asp?date=5/10/2021&eventid=844, or complete the below registration form. You will receive connection information prior to the program. Registration deadline is one week prior to the offering. Cancellation Policy: Written cancellation (email acceptable) must be received on or before Friday, August 6, 2021, and will be subject to a $75 cancellation fee. NO refunds will be granted after Friday, August 6, 2021; however, a substitute may attend. IBC reserves the right to cancel any program for which there is insufficient funds to cover the expense of the program. In the event of cancellation by IBC registration fees will be refunded.
  
Pricing
  
  Series Additional Registrants Individual Session(s) Individual Session (s) Additional Registrants
IBC Ed Program Member $350 $300 $150 $125
IBC Ed Program Member – Live & Recorded $500   $250  
IBC Member $450 $350 $250 $225
IBC Member – Live & Recorded $700   $350  
IBC Non Member $900 $850 $425 $400
IBC Non Member – Live & Recorded $1,050   $525  

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